Retirement Planner

This planner shows how long your retirement funds will provide the income you need.
Please fill in the following and click "Calculate" for your projection.
Then, if you want to "fine-tune" your assumptions, please return to this form.

Year of retirement:
Current value of investments you have available now for retirement: $
Annual investment you plan to make from now until retirement: $
Assumed annual rate of return on your investments: %
Annual tax rate* at retirement: %
Living expenses in today's dollars: $
Annual inflation rate** for expenses at retirement: %

*Your total federal, state and local income tax divided by your total income.
**Retirement planners use inflation rates of 2-6%. What's most important, though, is the difference between your investment rate of return and the inflation rate. This difference should be no more than 7%.

Leave any or all of the following blank if not applicable:
Year Social Security payments begin:
Annual Social Security benefit when you retire: $
(We assume an annual Cost of Living increase of 2%)
Pension income begins:
Annual pension income at retirement: $
Annual pension Cost of Living increase: %
Annual income from other sources: $

Return to samples.